Top 5 best virtual bank cards * Ratings

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When making purchases in foreign and Russian online stores, a virtual card that does not have a tangible medium is no different from any other bank card. Money from it comes to the seller’s account, but he does not have the details of your personal credit card.

You may be interested in the best credit cards of 2015, whose rating has already been published.

You can top up a virtual card by the required amount immediately before purchase or later through a bank or from a plastic card account. Its release takes several minutes. There is no need to personally visit the issuing bank.

Introducing The best virtual bank cards with which many Runet users pay daily.

5. VirtuCard from "Russian Standard"

There is no commission for issuing a card for bank customers with a limit of 100 to 100 thousand rubles and a validity period of 6 months. For users of the Webmoney system, the commission for issuing a card, with a limit of 100 to 15 thousand rubles and a valid 3 month period, is 1.5%. On the bank’s website, you can leave an application for a card issue valid for 3 months, with a limit of 100 to 15 thousand rubles. Its release will cost 2% of the replenishment amount, from 25 rubles and above.

4. MasterCard Virtual from Alfa-Bank

This virtual card can be opened through the Alpha Click service. Users who are not Alfa-Bank customers can order a card after completing one of the service packages. The commission for the issue is 49 rubles. Before release, the cardholder sets a limit beyond which you can not spend. Validity - until the end of the current month.

3. Visa and MasterCard from Sberbank

The rating of virtual bank cards includes two cards from the largest bank in the Russian Federation. Their annual maintenance will cost 60 rubles. To issue a virtual Visa or MasterCard, you need to have a valid Sberbank debit card and have access to the Sberbank Online and Mobile Bank services. Cards are valid for 3 years, and the daily limit on operations is 300 thousand rubles. There is no commission for the issue, but there is the possibility of linking cards to electronic wallets. There is a drawback: only customers from Moscow can order these cards.

2. MasterCard from Yandex.Money

The card is issued free of charge and is valid for 1 year. The condition for the release is to link the account to the phone number. Anonymous users can not pay by card in foreign online stores, and the limits for them are 15 thousand rubles at a time and 40 thousand per month. Owners of registered wallets can spend 60 thousand rubles at a time and 200 thousand per month. And the owners of the identified ones are 250 thousand rubles at a time and 6 million per month.

1. Visa by Qiwi

Convenience and reliability of payment for services on the Internet - this is why virtual bank cards are attractive. The rating of the best of them is immediately headed by two Visa cards, which can be issued on the site of the largest Russian system of instant payments. The first (Qiwi Visa Virtual) is valid for 2 months and has a separate account. One wallet can have several cards. The minimum face value of Qiwi Visa Virtual is 300 rubles or $ 10, and the maximum is 30 thousand rubles or $ 1000 for the entire card validity period. A commission is charged for the issue in the amount of 2.5% (25 rubles and more) or $ 1 if the customer orders a card in US dollars.

The second card (Qiwi Visa Card) is tied to the Qiwi wallet account. One Qiwi Visa Card can be active on one wallet. Its registration and maintenance are free and valid for 2 years. The limit on payments in rubles is 600 thousand, and in dollars - 1000.