Not a single Russian credit institution will open a deposit to a person who has only a thousand rubles at his disposal. This is a common, but, fortunately, incorrect stereotype. Internet resource about banks "Compare", introduced profitable bank deposits rating, for the opening of which 1 thousand rubles is enough.
When compiling the list, specialized deposits were not taken into account (for example, pension deposits, for clients of certain organizations or requiring a package of services), as well as deposits that require an online connection to open.
10. Binbank
The name of the deposit is “Piggy Bank”.
The rate is 6.5% per annum.
If you make a monthly deposit, then by the end of the year the client will receive 12,428 rubles. The only contribution to the rating that allows early partial or full withdrawal of money.
9. Surgutneftegazbank
The name of the deposit is “Cumulative”
The rate is 7% per annum.
This contribution can be opened not only in your own name, but also to a third party. The minimum deposit period is 3 months, the maximum is 36 months. At the end of the year, the client will receive 12,462 rubles (of course, with a monthly replenishment of the deposit for a thousand rubles).
8. SKB Bank
The name of the contribution is “Ordinary Miracle”
The rate is 7.75% per annum.
The unusual name of the deposit is explained by the fact that every month up to 0.06% of its amount is transferred to the Sinara Charity Fund, created by actor Konstantin Khabensky. Sinara helps children with various brain diseases. The maximum deposit term is one year, and the total amount is 12 513 rubles.
7. MTS Bank
The name of the deposit is “MTS Active”
The rate is 8% per annum.
Unlike the above participants in the top 10 most profitable deposits from a thousand rubles, this contribution allows you to make not only rubles, but also other types of currencies: dollars (from 100 - 1.25% per annum) and euros (from 100 - 0.45% per annum). The term of deposits is from 3 months to 2 years. The total amount at the end of the year will be 12 517 rubles.
6. RNKB
The name of the deposit is “Profitable”
The rate is 8% per annum.
The contribution can be made in rubles or dollars (not less than 100, the rate - from 0.10 to 0.80% per annum). The minimum deposit period is 91 days (then the rate is 7% per annum), the maximum is 1095 days. In a year, the bank will pay the customer 12,530 rubles.
5. Zapsibkombank
The name of the deposit is “I am reliable”
The rate is 8.25% per annum.
It opens the top 5 deposits with a minimum deposit amount of 1 thousand rubles (you can also make a deposit in dollars or euros, but there the rate is much lower). Money can be put on deposit for a period of three months to 730 days. Interest is paid either monthly to the deposit, or at the end of the deposit term, or to the “Demand” card account. The total annual payment amount is 12 547 rubles.
4. Bank Kuban Credit
The name of the deposit is “Cumulative”
The rate is 8.5% per annum.
The term of the deposit is from 91 to 1100 days. Accepted rubles, as well as euros and dollars (from 1000). At the same time, you can make deposits to a third party, but only in rubles. After 365 days, the bank will issue 12,549 rubles to the client.
3. Tatfondbank
The name of the deposit is “For those who save”
The rate is 9.4% per annum.
The minimum deposit period is 31 days, the maximum is 367 days. Moreover, for those who are ready to part with the money for just a month, the rate will be 3.6%. And those who make an investment for a year and replenish it monthly will receive 12 625 rubles.
2. Moscow Credit Bank
The name of the deposit is “All inclusive - cumulative”
The rate is 9.5% per annum.
The contribution is made for a period of 95 to 370 days. You can deposit not only rubles, but also from $ 100 (1.75% per annum) and Euro (1.5% per annum). Payment for the year will be 12 625 rubles.
1. HCF Bank
The name of the deposit is “Profitable Year”
The rate is 10% per annum.
The first line in profitability in Russia is the contribution that can be made for a period of 12 months. The possibility of prolongation is provided. Upon closing the deposit, the bank will issue 12,666 rubles to the client.
